When Julia Carver receives a postcard from her imprisoned brother Max, she soon discovers that it is the first of a number of clues meant to lead her to the nearly $20 million Max stole from a Philadelphia bank. It also places Julia square in the path of Max’s cu-throat accomplices, intent on retrieving their money at any cost. They kidnap Max’s son, Steven – forcing Julia to enlist the aid of her brother’s best friend, Kurt, as she races to find the hidden millions and save the boy’s life.